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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Bonnie-Bong Ngo

Bonnie-Bong Ngo

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

With years of experiences in the mortgage industry, my expertise covers a wide range of loan products, including conventional, FHA, VA, USDA, DPA, and Non QM loans.  I pride myself on staying up-to-date with the latest industry trends and regulations, ensuring that my clients benefit from the most current and beneficial loan programs available.  Known for my customer-first approach, takes the time to educate my clients, making the loan process transparent and stress-free.  Whether you're a first-time homebuyer or looking to refinance, I am dedicated to helping you achieve your financial goals with confidence and ease.



Phone: (832) 310-3517

NMLS#: 1904398

License: IL, TX

Spoken Language: English, Vietnamese

Testimonials

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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