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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Bong Ngo

Bong Ngo

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: I Committed to simplifying the mortgage process, ensuring transparency, and delivering excellent customer service every step of the way.  Whether you're first-time homebuyer or looking to refinance, I combine market expertise with a personal touch to help you make a confident financial decisions.

Phone: (832) 310-3517

NMLS#: 1904398

License: TX

Spoken Language: English, Vietnamese

My reviews on Google

⭐⭐⭐⭐⭐ I cannot recommend Bonnie highly enough! Navigating the mortgage process can be daunting, especially when English isn't your first language. Thankfully, Bonnie is bilingual and makes the entire experience seamless and stress-free. From the very first consultation, it is clear that she is not only knowledgeable but also incredibly patient and understanding of unique needs. Her ability to explain complex financial concepts in both English and Vietnamese is invaluable, ensuring that her clients fully understand every step of the process. She is always available to answer questions and goes above and beyond to secure the best possible terms for a mortgage. Thanks to Bonnie, what could be a nerve-wracking experience turns into an exciting and positive journey toward homeownership. If you're looking for a mortgage loan officer who genuinely cares about her clients and also excels in providing bilingual support, look no further than Bonnie. She is simply the best!
Bonnie is a wonderful loan officer who will always look out for your best interest! She goes above and beyond to ensure financing comes through in a timely manner, so you'd never miss a closing deadline. Highly recommended!
Bonnie was such a great loan officer to work with! She was very helpful and helped us get a really good rate. I would recommend her to any friends and family looking to get a mortgage.

My reviews on Zillow

My reviews on Loan Factory

Easy and quick process! Clients were very happy with the services!
Bonnie was so communicative and helpful throughout our entire loan process. She really went above and beyond to find us the best rate possible. I only have positive things to say about Bonnie and would recommend her to anyone!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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